Banks with better interest rates for loans

Brazillian Bank and Unibanker announced earlier this Wednesday (6) the reduction in the percentage of their interest rates for consumers (individuals) and companies (legal entities). The decision of the institutions comes after the Central Bank’s Monetary Policy Committee (Copom) unanimously decided to reduce the Brazilian economy’s basic interest rate by 0.5 percentage points, from 7.5% to 7%. year.

BC cuts interest for the 7th time in a row and rate is the lowest ever. The cut, announced this Wednesday night (6) was the tenth consecutive. The move put the Selic at the lowest level in the historic Copom series, which began in June 1996.

Bradesco interest rates

Bradesco interest rates

Bradesco informs that it will pass on the cut of half a percentage point of the Selic rate in the main credit lines of individuals and corporate entities.

Unibanker Interest Rates

Itaú Unibanco Interest Rates

Unibanker announced the full transfer of the cut in the Selic rate for interest on its lines of credit to individuals and legal entities. This is the eighth time in a year that the bank reduces its rates, which become effective from day 13.
” We have fully passed the Selic for personal loans, with a minimum rate going from 2.19% to 1.48% per month. In the special check for individuals there was also a reduction in the minimum rate, which is now 2.1% per month. And depending on the customer profile, the reduction in the two modes may be even greater , “the bank says in a note.

For micro and small businesses will change the rates of working capital and overdraft. For vehicles, the bank says that it has been reducing the rate of financing throughout the year, converging with the fall of the Selic rate.

The fees charged by Unibanker vary according to the profile and the relationship history of each client with the bank.

Brazillian Bank interest rates

Brazillian Bank interest rates

Brazillian Bank also announced a further reduction of interest rates for individuals and companies, in line with the Copom decision. This is also the eighth consecutive drop of interest in the institution during this year. The new rates come into force in the agencies and other channels of relationship of BB already as of next Monday (11).

The bank informs in a note that it will reduce its rates on vehicle financing lines. Now, for new and new vehicles, the minimum rate will change to 0.95% per month, compared to 0.99% per month charged so far, for operations contracted via mobile channel (APP BB).

For personal loan lines, the minimum rate will be reduced from 3.1% per month to 3.06% per month for those who receive income from the Bank.

Interest rates loan with property as collateral

Interest rates loan with property as collateral

In loans where the client offers his property as collateral, BB’s fees will be reduced from 1.44% per month to 1.4% per month in the minimum range and from 1.9% to 1.86% per year. month, at the highest level.

BB will also reduce interest for three lines of the legal entity. On the check discount line, the minimum rates will pass to 1.15% per month compared to the 1.19% per month currently charged.

Interest rates working capital

Interest rates working capital

Interest on the BB Giro Digital line will also be lower. The minimum rate goes from the current 2.51% per month to 2.47%. On the other hand, the minimum rate of prepayment of credit to the retailer increases from 1.18% per month to 1.14% per month, in the shortest interval.